Last Updated: January 27, 2026
PLEASE READ THIS AGREEMENT CAREFULLY. IT CONTAINS A BINDING ARBITRATION PROVISION AND CLASS ACTION WAIVER THAT AFFECTS YOUR LEGAL RIGHTS.
The website (health-wealth-self.com), its content, tools, and services (collectively, the "Website") are operated by Modernaus ugdymo centras, UAB (Lithuania).
By accessing the Website and completing a purchase, you agree to be bound by these Terms. If you do not agree, you must cease using the Website immediately.
Subject to your one-time payment, you are granted a limited, non-exclusive, non-transferable license to use the Website for personal use.
health-wealth-self.com and its licensors retain all ownership rights, titles, and intellectual property in the Website. All content—including text, graphics, logos, and software—is protected by copyright laws. Your purchase grants you access to use the content, but does not transfer ownership of the content to you.
If you post feedback or content to the Website, you grant Modernaus ugdymo centras, UAB a perpetual, worldwide, royalty-free license to use, modify, and display that content. You are solely responsible for ensuring your submissions do not violate third-party rights.
Access to health-wealth-self.com is provided on a one-time payment basis. By clicking "Pay" or "Get My Plan," you authorize a single charge to your payment method. There are no recurring fees or automatic renewals.
If your purchase is marketed as "Lifetime Access," this refers to the lifetime of the product. health-wealth-self.com reserves the right to discontinue the service or specific features with 30 days' notice.
By clicking any purchase button, you are providing a legally binding electronic signature and agree to receive all receipts and notices electronically.
Because health-wealth-self.com provides immediate access to digital content, all sales are generally final and non-refundable once the service has been accessed, except as required by law.
If a specific Money-Back Guarantee was offered at the time of your purchase, you may request a refund within 14 days if:
Contact for Refunds: support@health-wealth-self.com
You agree to defend and hold health-wealth-self.com harmless from any claims, damages, or expenses arising from your use of the Website or your violation of these Terms.
health-wealth-self.com may terminate your access at any time if you violate these Terms. Upon termination, your license to use the Website ends immediately.
Most disputes can be resolved quickly by contacting our support team at support@health-wealth-self.com. We encourage you to reach out to us before taking any formal legal action.
These Terms, your use of the Website, and any purchase made through the Website are governed by and construed in accordance with the laws of Lithuania, without regard to its conflict of law principles.
If a dispute cannot be resolved through informal consultation within sixty (60) days, the parties agree that any legal action or proceeding shall be brought exclusively in the courts of Lithuania. You hereby irrevocably submit to the personal jurisdiction and venue of such courts and waive any defenses of improper venue or forum non conveniens.
If you are a consumer residing in the European Union, you have the right to submit a complaint through the official Online Dispute Resolution (ODR) platform provided by the European Commission. You can access the ODR platform at: https://ec.europa.eu/consumers/odr.
To the extent permitted by applicable law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.